Universal insurance products have always been as a result of safety, security at the end of popular and have attracted much attention. However, capital markets disturbed by the shock, investment-type products have also been volatile. Universal insurance settlement in the interest rate in August to undertake a general decline on the basis of the following September to transfer the main tone.
September universal insurance settlement with the overall increase in interest rates in August in line, in our statistics of the 69 products, 33 products in September settlement growth rate of 0% interest rate and the other 36 products are varying degrees of reduced settlement Interest rates, there is no increase in settlement rates. This can be seen that universal insurance account for the relative stability of the stability of the settlement of accounts and interest rate fluctuations did not account for changes in the ratio of nearly 1 to 1.
This month, the winner Haikang wealth for life insurance to the 5.30 percent interest rate on clearing won universal settlement of interest rate risk list red and black crown, and the settlement has been relatively stable interest rates, remained unchanged. Haikang and insurance company's other 8 universal insurance products in September settlement to keep the interest rates in August.
Has a proven track record settlement high interest rates to win customers omnipotent personal safety and personal risk insurance universal bank, in September have both settled down interest rates, could no longer support. Ping An insurance settlement personal universal bank interest rates in July from 6% to 5.25% in September, which has been following the downward adjustment in August after the 2nd to lower the settlement rate. This fact seems to tell us that universal high-risk settlement of the interest rate in the spring has gone.
This is the bottom of the surplus wealth to the people's livelihood to the people's livelihood Life co-existence door Insurance %26amp; B section A, paragraph two, clearing interest rate in September fell 10%. Huatai Insurance's 3 at ease profit for life insurance products (universal type), Kyrgyzstan made in life insurance %26amp; B were paragraphs -9.259% growth rate in the list tied for second last paragraph 2, with the red list at No. 2 China and Thailand co-existence of eternal value of the insurance (universal type) in sharp contrast.
Statistics by the 69 products, in September settlement rate for the average growth rate of -4.81%. Nearly 2 months, some insurance companies to lower the varying degrees of universal insurance settlement rate and a larger decline.
financial management classic version of the life insurance
5.50%
5.25%
-4.55%
39
Taikang Life
Prudent financial management for life insurance
5.50%
5.25%
-4.55%
39
Taikang Life
Additional winners on a regular basis Taikang Life Insurance %26amp; 2007
5.50%
5.25%
-4.55%
39
Taikang Life
Taikang Insurance co-existence of prudent financial management
5.50%
5.25%
-4.55%
45
Sun Life Everbright
Kim Poly insurance co-existence %26amp; A
5.25%
5.00%
-4.76%
46
Sun Life Everbright
Ruiying additional worry-free co-existence of insurance
4.25%
4.00%
-5.88%
46
Sun Life Everbright
Hill wealth outsmart the other insurance
4.25%
4.00%
-5.88%
46
Sun Life Everbright
两全保险 A rich co-existence of insurance
4.25%
4.00%
-5.88%
49
China and Thailand
Peace of mind profit for life insurance (universal type)
5.40%
4.90%
-9.26%
49
China and Thailand
款 Kyrgyzstan made in life insurance %26amp; B section
5.40%
4.90%
-9.26%
51
The people's livelihood Life
Rich people's livelihood profit insurance co-existence door section A, paragraph %26amp; B
5.00%
4.50%
-10.00%
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