December 15, 2008

All-share better than the average even for a little moratorium on the sale of insurance Yinyefeisi

Also in the cast even once a month insurance stock performance.



Oct debt stock continues to divide



In October, sub-loan crisis of global stock markets have led to a huge decline, A shares are also naturally be spared. Month, on behalf of the Shanghai and Shenzhen A shares in circulation all the cards in circulation dropped 25.72 percent, on behalf of the heavyweights in the performance of the card 100 index was down 25.54 percent, representing the second-line blue-chip index fell 200 cards in 26.61%, the representatives of small Shares in the card 500 index fell 26.87 percent.



In contrast, the bond market was to continue to perform well. Bond index rose 2.26 percent for the month, the Shanghai index debt prices rose 4.65 percent, Shenzhen debt prices index rose 2.89 percent.



Under such a background, mid-10 card stock fund fell 17.99 percent, the mixed evidence in the index fund fell 13.67 percent, the evidence in the Bond Fund Index rose 1.96 percent.



Xinhua Life Insurance, and once again a substantial lead



A drop in shares of the background, even for stock-based insurance account the natural decline is inevitable. But the good news is that even the risk for these accounts are almost better than the same period in the performance of equity funds.



Which has always been excellent and Xinhua Life Insurance, Taikang Life's insurance even voted in October to continue to significantly outperform the performance of the Fund. In October, Xinhua Life Insurance, and the creation of risk even for just about fell 4.95 percent, with all equity funds than in October than the best stock-exchange fund selected Tianfu advantage (market, the net, let Fund) -8.66% Of the more outstanding, as a single account for the risk even the product of the past bull market has been shown very strong earning power, and in the bear market is to a great extent in the preservation of the principal investors.



As for the performance this year, Xinhua Life Insurance, has been working with the creation of some of the Taikang Life bitten firmly in positive growth in October hit a small "Waterloo", a decrease of 10.38 percent, while stock funds managed to reach compared to the first The three, but with the creation of Xinhua Life Insurance, about the widening gap. The first 10 months of this year, Xinhua Life Insurance, and the creation of about 23.86 percent down, while the positive growth of Taikang Life Insurance was down 33.32 percent.



However, Taikang Life's fund performance of the selected account is still outstanding, in October fell 7% in the first 10 months of the 26.28 percent decline, however, still bite Xinhua Life Insurance, and the creation of some.



Even better than the risk for all-stock average



Although the vote even in the performance of the internal risk vary, but as an investment group, even to vote compared to the overall risk of the Fund or showed considerable stability. The first 10 months of this year, evidence of a total stock index fund fell 56.03 percent, even though some of the out-stock index funds do not count, there are still a large number of stock funds fell more than 60% of the total of such core Everbright Prudential quantitative (price, net, Fund it) was down 67.22 percent, in the post-core optimization (market, the net, let Fund) was down 66.14 percent, growth in the core of Post (market, the net, let Fund) was down 63.90 percent. Compared with that in our follow-up of radical-risk accounts even vote, without a decline in the stock fund 56.03 percent higher than the average level of 65% from top to bottom, not to mention such a tragic fall.



Bond-linked investment is still short board



More and more fund companies each other bond funds, but even dangerous to vote, the main bond funds are still very few. Although a number of names in the cast with the words sound even risk bonds is a matter of fact-based account, but did not indicate the name of the "bond", the number of investors in the choice of more than a layer of obstacles. Even the bond-insurance account for the scarcity is currently dangerous for even a variety of short-board. In this regard, the new listing this year, the country's life insurance direct to vote even flaunt the banner of "robust bond accounts", that highlights the sound characteristics, but also stressed the bonds of this investment will no doubt be more of the People First.



Look at the existing sound, the bond-linked investment accounts, much of the performance. Taikang Life's robust earnings, the Thai city of mixed-type debt, preferred full-fidelity bonds will no doubt be limited bright spots. Among this month's best all-Fidelity preferred debt in October rose 4.87 percent in bond funds could be second only to build stability in the letter by Lee's 5.10 percent, while the previous 10 months performance, its A total of 8.25 percent of the proceeds from the sale of bond funds can be placed in the seventh. Of course, Taikang Life's robust gains in October although the performance in general, but the first 10 months of accumulated income has reached 10.11 percent, you can beat all the bond funds.



Even for a little moratorium on the sale of insurance Yinyefeishi



October 16, the China Insurance Regulatory Commission in order to "strengthen the China Insurance Regulatory Commission linked insurance sales management" issued a press release that "individual districts, some individual companies appeared linked insurance surrender issue for many reasons, among them There will be no sales in the linked insurance products, features, investment income uncertainty aptitude customers to explain the problem, the China Insurance Regulatory Commission is investigating and will be dealt with to understand. "



In the before and after this, many insurance companies have to stop selling the initiative to vote even dangerous products, and to protect the traditional type of insurance as the main marketing. Agent in the sale of investment risk even when they really need to misleading conduct a thorough investigation, but so dangerous even for a complete halt sales of some Yinyefeisi too, for after all, even compared to the performance of the insurance fund is still to be much stronger, and many of them " Master long-distance race "is far better than the Fund has provided long-term returns. Now moratorium on the sale, making a number of "blue" vote even interested in the insurance policy holders, the only away.

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