With the recent capital markets fell sharply, as was the insurance companies to invest vanguard of the vote even dangerous products account net has shrunk dramatically as the tail, a serious loss.
Yesterday, the Chengdu reporters to visit some of the bank branches, to control the risk, insurance companies will have to vote even dangerous products from the Bank of security channels, the bank also stopped selling the product, even for insurance products in Chengdu Bank security basic channels disappeared.
Bancassurance channels even voted to stop selling insurance
Yesterday, investors to reporters the identity of the city into a number of banks, insurance business advisory vote even in the Industrial and Commercial Bank of the total Rd (601,398, it shares) network, the financial manager, told reporters that from the beginning of the second half of this year, ICBC Stop for even a risk of publicity and marketing, "Now the situation is not suitable even for the purchase of insurance, reflecting the market was not so good, big risk, if you want to invest insurance products, risk sharing would be more appropriate."
Similarly, the red star on the road in the Construction Bank outlets, financial manager at the reporter was informed that more information for insurance even after they said they were a few months ago is no longer recommended for customers to take the initiative even dangerous, replaced by a more stable Dividends and dangerous part of the universal insurance.
In addition to the ICBC and China Construction Bank, the other reporter in several major state-owned commercial banks network also noted that in the past were usually placed in a prominent position of the bank tellers, even for risk materials are now extinct in the bank and been replaced by the kinds of colorful The dividend risk or universal insurance leaflets, a number of bank finance manager said, "lose too much, we do not have long recommended to investors."
Push to control risk insurance dividends
"Yes, we risk not even vote early last month has been stopped," a foreign insurance company in Chengdu Bank security department, told reporters yesterday that in recent months for even the basic risk in a state moratorium on the sale of the investment risk under the plane even after the The company is currently pushing the main risk dividends. At the same time The responsible person said that even though investment channels for insurance capital from the Bank withdrawal, but if consumers want to buy, could be an agent to purchase channels.
Another Chinese-funded companies related to the person in charge told the reporter that in the first half due to higher than expected performance in the second half to control the size of the company take the initiative to reduce the risk even for a universal, and even dangerous propaganda. Reporters learned that since last year, the company relies on silver in the promotion of investment channels for insurance even insurance to scale up significantly, the results appeared in more than 100%.
Bank reflects the financial manager, the bank voted to stop selling insurance is not even from the interests of the customer point of view, the decline in long-term capital markets, equity funds have a loss of more serious part of the investment funds of the vote even dangerous products have also been hit hard, in order to control Client investment risk, the risk even vote in the Security Bank of basic channels to suspend the sale.
Data showed that as at October 28, 133 risk even account for a net loss of more than half of the account has 8, in which a foreign insurance risk a vote even shrink as much as 66.3 percent, only the net value of 0.336 yuan; reduced rate In more than 40% of the accounts of a few. The industry said that the vote even in the face of constantly shrinking the risk that investors may start "account conversion" feature, funds from the account to the stability of the radical-type accounts, to reach for the time being to avoid risk.
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