Reporters learned yesterday from the China Insurance Regulatory Commission, in order to implement the spirit of the CPC Central Committee, stressed that the China Insurance Regulatory Commission Chairman Wu Dingfu, it is necessary to micro-insurance as a breakthrough point, the cause of the positive development of rural insurance. People from this sector, micro-insurance Insurance Regulatory Commission is pushing this year's main event. China Life Insurance (601,628, it shares), Pacific (601,099, it shares) insurance, Taikang Life and Xinhua Life Insurance, one after another in the near future to start a pilot.
Urged the Third Plenum of rural insurance
It is understood that the move is in the China Insurance Regulatory Commission, Wu Dingfu held an enlarged meeting of the party, learning to convey the party's spirit of the Third Plenary Session of the 17 hours that made. Wu Dingfu stressed that the micro-insurance as a breakthrough point in order to actively develop rural insurance. To actively develop the premium low, moderate security, the popular policy, nuclear security claims a simple micro-insurance products, so that the insurance benefit the broad masses of farmers and low-income groups. According to encourage innovation, competition moderate, careful monitoring and appropriate protection, the principle of sustainable development, actively explore the development of micro-insurance model. To micro-insurance as a breakthrough in rural areas, rural areas accident insurance, endowment insurance, medical insurance, family planning, insurance, migrant workers, as well as the insurance of agricultural insurance Housing development, gradually expand the coverage of the three agricultural insurance.
So far this year, snowstorms, earthquakes in rural areas gave a great loss. As a result, the insurance necessary to speed up the rural one, to set up a mechanism to spread the risks of catastrophe in rural areas has become a top priority. Wu Dingfu stressed that the insurance industry should actively explore and promote the establishment of agriculture and catastrophe reinsurance to spread the risks of the mechanism.
Companies to set up fast-track
Due to extensive rural areas, mountainous areas inaccessible to the rural areas can provide customers with fast and convenient services, insurance claims and higher efficiency, but also the realization of micro-insurance coverage a key factor in Canton. It is understood that Pacific Life in the industry to launch the first "real security" GPRS mobile a single system, enabling real-time in rural areas covered by insurance, a single move to rural areas to remote far, not a single issue. At the same time, Taikang Life will also be devoted to the establishment of "micro-insurance claims green channel" in order to achieve rapid settlement of claims.
For rural areas to carry out the high cost of insurance, the China Insurance Regulatory Commission issued the "issued on the small rural life insurance pilot program to inform," pointed out that insurance companies could be entrusted to the Women's Federation, the village committee, and other grass-roots organizations in rural areas, as well as a new type of rural cooperative Health care managers or agency, such as micro-insurance sales. Grass-roots organizations in rural areas was given a sales agent of the "heavy responsibility" to make up a small network of insurance and lack of manpower shortage in the exhibition industry, to a certain extent, reduce the cost of the exhibition industry.
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