Foreign capital insurance will be the norm

Guangzhou Securities analyst Zhang Guangwei of the view that foreign capital will become the normal insurance. Because foreign capital has entered the security enclosure around the period of rapid growth, its cost of capital as its business development and consumption, especially in recent years, Bank of the rapid development of the insurance business, and its consumption of capital very quickly. In general, life insurance companies in the banking insurance premium income of the capital requirement is in accordance with premium income of 3.5% to 4% (an insurance business in the average 2.5 percent), that is 10,000,000,000 yuan for each additional security of the Banking, Insurance Fee income, is likely to take occupancy of about 4 billion yuan of capital.

A foreign-funded insurance companies have told reporters that "the size of the business sector and the rapid expansion, but also brought about a corresponding pressure on the capital. Insurance companies to foreign investors, the result of the lack of solvency, the capital of foreign insurance companies will be the collective behavior . "