For the early signs of overheating in the development of insurance, Guangdong (not including Shenzhen, the same below) to implement the system of insurance regulation and control of the region has achieved initial success. "Business News" yesterday from Guangdong Baojian Ju data show that the first three quarters of this year, Guangdong quarter to achieve the premium growth rate of 79.9%, 57% and 36.8%, down far faster than the speed of the country.
A spokesman for the Guangdong Public Information Baojian Ju, Director of Research and Statistics, said Yang Yan Song, in the first quarter of this year, Guangdong premium growth reached 79.9 percent, it was realized that the abnormal growth rate, followed by the Bureau of the Guangdong insurance system implemented in a timely manner Macro-control, the current premium growth in Guangdong has been brought down to a reasonable level, regional control to bear fruit.
Bureau show that in the first nine months of Guangdong to achieve premium income 73,620,000,000 yuan, an increase of 58.3 percent. Property insurance premium of which 15,730,000,000 yuan, up 12.5 percent; life insurance premiums 57,880,000,000 yuan, an increase of 78%.
Quarter growth from the premium, the premium growth rate of Guangdong in the second quarter than in the first quarter dropped 22.9 percent in the third quarter than in the second quarter dropped 20.2 percent, while the national data over the same period were 1.1 Points and 6.3 percentage points.
Song Yang Yan said that the Guangdong insurance system and structure of the business market is also changing. From the structure of the life insurance business, individual agents accounted rapid increase in bank insurance accounted rapid decline; security products increased proportion of investment products declined. In addition, non-Pearl River Delta region reached 66.2 percent growth, faster than the Pearl River Delta region of 10 percentage points year-on-year increase in the proportion of premium a percentage point to 21.8 percent.
"This shows that the restructuring of the insurance industry in Guangdong walk in front of the whole country, more regulation and control efforts, the effect is more obvious." Yang Yan Song said.
The market for premium income of the turning point of concern, said Yang Yan Song from Guangdong over the past three months the situation, the current premium growth rate of decline in the level of health. In the current credit crisis into a second financial crisis, the insurance companies want to actively prevent risks, and increase the business restructuring.
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