High-risk venture capital-intensive expansion plan (map)

Joint venture insurance companies and ushered in a wave of "capital influx." According to statistics reporter, in November, the China Insurance Regulatory Commission approved the 5 joint venture insurance companies to apply for the capital increase, the total amount of capital in recent 1,000,000,000 yuan.

On the increase, 5 high risk are given the same statement, the company is to further expand the business nationwide.

According to relevant laws and regulations, insurance companies into the insurance market in the country, crossed the needs of 500,000,000 yuan of registered capital, "the threshold." Registered capital of less than 5 billion insurance companies, each of the opening of a branch, must be a corresponding increase in the proportion of the capital. Since the early days of the joint venture insurance companies registered capital of more than 500,000,000 yuan in the following, in recent years as the size of the business sector and the rapid expansion of capital is obvious pressure. As in the first half of this year, and all 24 joint-venture insurance companies in a total of 15 had to increase, the vast majority of foreign life insurance company has registered capital increased to more than 500,000,000 yuan.

However, only the expansion does not seem to be so many venture capital Qi. A joint venture insurance company president in an interview with reporters frankly, not only to increase again in line with the needs of business development, regulatory policy to meet the requirements but also to enhance the company's solvency and ability to cover.

It should be noted that the above-mentioned increase more than Company for small and medium-sized enterprises risk. Dragged down by the stock market, companies have been a slight decrease in the level of solvency, in the future, taking into account the company's long-term development plan to increase imperative.

It is learned that most of the domestic insurance company solvency adequacy ratio at 110% -120%. With the recent stock market decline, as a result of risk even for the "massive" Fukui's investment in the stock market, many insurance companies to allow adequate solvency rate. According to the September 1 implementation of the "management of insurance company solvency requirements," does not meet the solvency of 100% of the company will face constraints, such as dividends to shareholders sanctions.

It is clear that the capital increase will double. On the one hand, the solvency of insurance companies to raise capital and to contribute to the further expansion of the company, on the other hand, will worry about the financial crisis may bring reassurance to be caused by the impact of policy holders.