[Abstract] in July and August alone two in a row on the Bank of Shanghai Bao-income prelude to the fall, was seen as cooling to maintain the rhythm of the September data, but there have been surprising. Silver had inflated revenue and insurance regulators have been included in the scope of the monitoring of several life insurance companies in Shanghai, in September of this year alone on the convergence of data has revealed the mean. At the beginning of large silver convergence of security when I entered the market in the near future, has been States unknown Chinese life insurance market in silver "rise."
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In July and August alone two in a row on the Bank of Shanghai Bao-income prelude to the fall, was seen as cooling to maintain the rhythm of the September data, but there have been surprising.
Shanghai regulators yesterday announced an internal statistics show that Shanghai Bank security market in September Paul Silver's revenue rose slightly to start, 29 Chinese and foreign life insurance companies in a single month recorded a total of Banks and Insurance premiums 1,281,000,000 yuan, compared to 8 this year On the 1,249,000,000 yuan, up more than one ring on 2.56 percent.
It is worth noting that resulted in Shanghai in September Paul Silver cooling of the brakes is not that big a few silver security, but individual insurance from the New Army "spoiler", that is, on behalf of silver hair trying to quickly seize power and size of the market, and its radical Way has attracted the attention of regulators.
Banks and Insurance Companies have been major convergence
Silver had inflated revenue and insurance regulators have been included in the scope of the monitoring of several life insurance companies in Shanghai, in September of this year alone on the convergence of data has revealed the mean.
According to rough statistics, this reporter found that in September alone on the life insurance market in Shanghai, Taikang Life Insurance, Xinhua Life Insurance, People's Insurance health insurance, Ping An Life Insurance Company 4 Bancassurance premium income recorded were about 1.7 billion, 300,000,000 yuan , 015,000,000 yuan, 0.8 billion yuan, respectively, than in August fell about 0.7 billion, 040,000,000 yuan, 0.1 billion yuan, 030,000,000 yuan. Pacific (601,099, it shares) Life in September Paul Silver monthly income and basically the same as in August.
It is worth mentioning that the parent company of struggling with rumors of AIG Assurance Company, in September this year, Bank and Insurance revenue fell significantly. In a single month in August this year, Bank of revenue for the 2,405,000 yuan security, when in September fell to 250,100 yuan. In addition, the lives of Life, the Pacific (601,099, it shares) Aetna Life Insurance, in conjunction De Life, Britain, and other large Taihe Life in September Paul Silver monthly income of a certain magnitude of the decline.
In comparison, China Life in September Paul Silver's revenue growth trend, in August from the month of 148,000,000 yuan to rise in September alone, 163 million. "Bank of China Life insurance premium income was the result of this situation, may be due to the risk of boosting the role of dividends." Industry analysis "in the vote even difficult to sell insurance, universal insurance settlement against the backdrop of a decline in interest rates, dividends and risk Attractive doubled, pushing the main dividends of China Life insurance benefit is clear. "
New Army insurance "rise"
However, the above-mentioned silver in the beginning of major convergence of security when I entered the market in the near future, has been States unknown Chinese life insurance market in silver "rise." After this reporter found that calculation, the Chinese life in September this year, one stop on the 1.9 billion insurance premium silver platform, in September became the Bank of Shanghai's insurance market, "Bang Yan," Paul Silver market share surged to 14.79 percent.
"In fact, if the removal of life of the Chinese State, Shanghai in September Paul Silver markets have been signs of turning point." An informed source said. He also disclosed that the State Bank of life of the Chinese expansion of the security situation has aroused the attention of the authorities, do not rule out its related products have been suspended.
In addition, the opening of the near People's Insurance Company Brothers Insurance - Life of the People's Insurance in September Paul Silver monthly income than in August are still more than 30% of the growth ring. However, in June this year, compared to the silver on the policy to achieve the performance of 320,000,000 yuan, has been a great convergence. A well-informed sources said, "As far as I know, the first few months in view of the expansion of the Bank of security performance, regulatory authorities have requested a briefing PICC Life Insurance Bank security control of the scale, that is, in this year's September-December period the company of the National Bank Security income cap 500,000,000 yuan. "
Random unannounced visits started
At the same time, the Bank of Shanghai Baojian Ju security business over the management of the beginning of it falling into the hands of Department. A well-informed sources said that the recent Shanghai Bao Jianju inspection team sent by the Taikang Life Insurance is to conduct random checks, including misleading sales, silver, and other security growth. Shanghai Bao Jianju round spot is the basic object of the Bank of Shanghai's insurance market share of several large life insurance companies.
"We also want to scale down security silver, but not operate, for example, banks do not want to meet." A life insurance company no choice but to head to the reporter that since the market downturn in the Fund backdrop of the hard sell Banks in order to complete the annual assessment indicators in the Bank of security products on sale still has spared no effort.
In addition, the improvement in product mix, life insurance companies are also more difficult frankly. The above-mentioned person in charge, as pre-paid too much on the wholesale business, most companies do not pay period in the R %26amp; D efforts on products, so increasing the proportion of products to pay more in two ways: the stock of the Bank of security products PSPs pay period, Or a dangerous period of payment products, improved sales channels to the bank. "This period of payment products often can not keep up the current market demand."
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