A few days ago, the 11 domestic insurance institutions and related government officials gathered in Hainan Land Reclamation, natural rubber (information market) tree hurricane insurance model to explore the exchange. Commercial insurance policies to charge d'affaires of the agricultural insurance mode, the most likely to be selected.
In addition, as iron and steel, coal and oil than the fourth-largest industrial-based raw materials, natural rubber At present, only a quarter of China-made, while the island nation's total output nearly 50%. However, the typhoon, cold damage, plant diseases and insect pests, fires and man-made destruction, and other factors, so that rubber production is very risky. 2005's "David" Typhoon, the reclamation area in Hainan to make more than 380 million mu of rubber Lin serious loss of production reduced by 230,000 tons to 150,000 tons, 1.5 billion reduction in revenue. The chilling injury in the spring of this year, also made of rubber cut open a view to postpone the general 30-40 days, more than 10% of the production.
At present, the province has introduced the "Hainan Province, agricultural insurance pilot hurricane insurance provisions of the rubber tree." However, the pilot has begun, there is no insurance will be included in the scope of the reclamation area. This year the reclamation area to implement a long-term contract, the union's concern about the degree of rubber has greatly increased the risk control and insurance requirements and more urgent.
Due to the characteristics of natural rubber, its decision to insurance products that increase the risk. On the one hand, rubber farmers can not afford to pay large premiums, on the other hand, commercial insurance companies are not willing to assume great risk. As a result, the Government's participation is essential. State and local government policy support and financial support, the implementation of agricultural insurance is an essential prerequisite for.
In July this year, state farms in Hainan to the national assembly to implement the insurance program, from the submission of the final program of nearly 20 insurance institutions, 11 institutions selected to participate in bidding. Some insurance agencies, "Hainan Province, agricultural insurance pilot hurricane insurance provisions of the rubber tree" in terms of the present, only 3 years of field planting rubber trees for insurance, the scope of small, single responsibility, but only in charge of the typhoon wind, low-level security, each Line up to pay 40 yuan. Pilot of small-scale, narrow the field of insurance to a limited extent, this small area rubber feasible, but it does not have a large area to promote interoperability.
PICC Property Insurance branch in Hainan Province, Ping An Insurance Hainan Branch, the sun agricultural insurance, insurance agencies, such as earth Insurance proposal should be based on commercial insurance agency policy agricultural insurance mode of the original provisions be amended. In addition, the existing policy can be risky agricultural co-insurance-way, that is, planting and breeding industries in order to co-insurance model, the implementation of the rubber tree insurance.
Financial Secretary for the Ministry of Finance, the Office of the Hainan Provincial Government and other related financial leaders said that the reform of state farms in Hainan, a critical period, we must seek to avoid a risk of agricultural production of the possible ways to establish the actual state farms in Hainan agricultural insurance system. Governments at all levels will actively seek to promote and support the policy so that the state farms in Hainan agricultural insurance as soon as possible.
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