Insurance has become a small pilot project to promote the development of three agricultural insurance incision

From the authority of the department up-to-date statistics show that China's agriculture and small in property insurance, life insurance in the Small, Small accident insurance, health insurance, and other small varying degrees of development, agriculture and micro-insurance and property insurance products Has reached more than 160. Micro-insurance has become a pilot rural insurance development incision.

Heng Standard Life Insurance Index report showed that cities with the overall average life of the township, the township's overall average scores were significantly higher than cities or towns in the risk scores are significantly higher than the city at 5.14, while the township on the life insurance industry the impression that Over the city, its index score to be significantly higher than 7.23, the township's intention to purchase life insurance was significantly higher than the city.

Actively promote the work of the China Insurance Regulatory Commission, set up a special Task Force on June 17, 2008, issued a small rural life insurance pilot program to inform formally open the door to micro-insurance pilot. Encourage qualified insurance companies to low-income groups in rural areas as the main target market, micro-insurance products, to develop small business in rural areas. At present, the choice of 9 provinces and autonomous regions in central and western rural areas of the pilot to carry out the type of micro-safeguard pure accident insurance and small life insurance on a regular basis.

It is reported that 60% of the pilot area farmers in 2007 per capita income is less than 3,000 yuan. According to the insurance requirements of the pilot, specifically for farmers starting point for the development of low pay, insurance procedures simple and relatively high protection insurance products. If the. China Life Insurance (601,628, it shares) of the Small Town of insurance products than the current rate of 20% of the product.

However, the potential of rural demand for insurance and insurance services, lack of conflicts has always existed, and agricultural high-risk operating costs and ability to pay farmers less than the conflicts are carried out in small business gradually. Therefore, how to resolve these contradictions is not only a matter of the insurance industry, need to force the parties to form a joint force.