China's insurance industry by the Association, Taikang Life Insurance Co., Ltd. to provide these services, "medical reform program and commercial health insurance symposium" held in Beijing today. From Nankai University Risk Management and Insurance Department of Professor Zhu Minglai that should be a balanced development of commercial health insurance and social health insurance, commercial health insurance in the new health care system has certain advantages and indispensable.
Ju said that to ensure the rapid development of commercial health insurance, we should first clear the insurance companies to operate supplementary medical insurance dominant position, followed by the need to further refine the social security and insurance business in the major diseases on the division of labor protection, to encourage the broad masses of people through the commercial insurance To guard against the risk of serious illness. "At the same time to set up information-sharing mechanism to further expand health insurance business to participate in the basic medical security management space."
China People's University health care reform and Director of the Center for Wang Feng also said that the new medical reform program should be reasonable definition of the government and market their function and role in addition to the field of public health, should be avoided in the field of medicine and medical care too much government The leading cause of the new government's failure. The new medical system reform should recognize the commercial health insurance in the entire health care system, making it a basic medical insurance in addition to another important fund-raising channels, and social health insurance together to build a structured, rational division of the health care system.
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