Surrender in October under pressure from the insurance account all the cast even outperform

34 account for even positive earnings

Bull market in the days of glory for even now once again facing the risk of "surrender" the wave, voted in September in Guangdong amounted to surrender even dangerous 562,000,000 yuan. However, under the pressure of surrender, voted in October even risk accounts showed the tenacity and resilience. The market is currently 180 in the account even voted on October 6 to November 6 between the earnings statistics, "Business News", during which 180 account for even the average investment rate of return -6.58% For the same period, Shanghai Composite Index fell 25.11 percent, not even account for far outperform.

Aggressive accounts, "the injured"

In October, the stock market continue the trend of decline, the Fund also poor performance of the product. In the overall market lower, even for products that can hardly immune from risk. However, the risk even for different types of accounts of different investment objectives, leading to different income accounts. Through the statistics, the reporter found that the market for 34 accounts even rate of return which is that these accounts are healthy or hedge investment account to the bond-type funds and currency investments.

Investment income is the highest rate of Prudential Life preferred all-debt investment accounts, which on October 6 for the purchase price of 12.96 yuan, on November 6 of the selling price of 13.36 yuan, during which the rate of return on investment 3.07 percent, to become Market earnings for even the best account.

It is understood that Prudential Life preferred all-debt investment accounts to invest in bonds of the main types of investment vehicles, down less affected by the stock market. 34 in the rate of return is not even vote in the accounts, the debt-type accounts make up the majority. Taikang Life Insurance of which the stability of the investment income account, China and the United States city bond investment accounts in the same period the rate of return on investment are more than 2%.

180 voted in even the account, the rate of return over the same period fell by more than 10% of the total of 55 accounts belonging to the most aggressive type accounts. The biggest drop was in the United Kingdom of Life Index-account, the account in the October 6 for the purchase price of 0.56 yuan, on November 6 of the sell price of 0.43 yuan, a drop of 24.11 percent. But even the largest rate of decline in investment accounts even, or slightly less than the same period also Shanghai Composite Index 25.11% decline.

Even for products that take a back seat

"Business News" interview a number of insurance companies found that with the continued downturn of the capital market, together with the China Insurance Regulatory Commission issued a few days ago, "the new life insurance product information management approach" to vote on the proposed sale of insurance even more stringent after the , The banking channel was voted the best products that have not even take a back seat and was replaced by a number of long-term life insurance products.

Taiping Life Insurance Guangdong Branch relevant parties to accept the "Business News" interview that the company's bancassurance channel for the sale of related products has been suspended, and this year the initiative has not been selling to customers for products.

Ping An Life Insurance, China Merchants Taikang Life Insurance and CIGNA stakeholders said that although the current Bank of channels for insurance products sales are still normal, but no longer carry out strongly recommended.

"Independent third-party financial adviser" World Investment Advisory bay in his report pointed out that investors choose to vote even dangerous products, on the one hand, the insurance companies can refer to the account of the history of performance, when compared with similar accounts of profitability, as well as the situation The ability to transfer positions and at the same time for different insurance products, even the cost of the problem is investors should be concerned about; on the other hand, the choice of insurance companies is also important, insurance companies, credit background, the solvency of the service factors are taken into account.

Sun Yat-sen University Risk Management and Insurance Department of Shen Xue said that the dawn of the investment risk that we do have a certain amount of resilience, but now because of the overall market environment of uncertainty, investors no matter what investment products to be the premise of risk control.