While the rate of return is declining, on the other side is a lot of insurance companies to stop selling one after another, and even dangerous to vote in this year's performance can be "bleak" to describe. In the first three quarters of this year, even for the most dangerous enterprise value of the account-net has been playing on the break, the loss of more than 30% of it is not uncommon. Investors can find comfort, cast even the performance of the insurance or slightly better than some of the market and equity funds.
When the nest is difficult to survive
"Business News" statistical sample of the total premium market share and last year was a good part of the proceeds of insurance data found that the company can not directly vote to determine the nature of the risk even aggressive type of investment account the ability of different companies Large extent, is "not much to choose between."
Our reporter in the statistics part of the insurance companies and accounts, as of last September's announcement of a date (Sept. 26), progressive-life accounts of life 1 and 2 on the day of the net even though this year's first notice day (1 2) the net value of 1.5996 yuan and 1.5231 yuan has been a lot of losses, but still above the 1 yuan; Taikang Life of positive growth compared with the same at the beginning of the decline in many, but also to 0.9790 yuan's relatively good Out the top results. However, Pacific Life's blue-chip growth, Hai Kang Life's great wealth-preferred accounts such as the performance is very far-fetched, the day of Sept. 26 have fallen below the net value of 0.700 yuan, joined the "6" in the first of the series.
No good results, it will not so popular these days. Analysis of risk even for the major sales channels channels of data security that the Bank may have to see one or two. Shanghai, for example, the first 8 months of Chinese-funded enterprises accounted for Bancassurance business market share of the top five, who are healthy, Xinhua, Taikang, the country life and Taibao, foreign investment in the Luen Thai city in a row Sixth place. Bank-funded companies in premium income for insurance business 12,863,000,000 yuan, 2,387,000,000 yuan for foreign companies, foreign investment in the ratio of 84:16. This year, foreign investment in life insurance business growth in the Bank's greater contrast, the capital of 222.46 percent year-on-year growth, foreign investment 34.47 percent year-on-year negative growth.
This is because despite the moratorium on the sale of company-funded initiative to reduce or even dangerous for sale, but there is universal risk insurance as a supplement and dividends; as a result of foreign insurance companies to set up a short time, small-scale, there is no match for the universal insurance can dividends and the risk of Assets, it can only be "brazen", or turn to other types of product sales, investment and insurance have been abandoned even became indisputable fact.
The performance is still far better than the market
Even with the market for insurance and the vast majority of partial-stock funds are compared to "where you win a fight," In fact, insurance companies and investment strategy and even the risk of investment properties. In addition, various insurance Even issued for the account of the risk related to the strategy report, in particular, there is no exaggeration to see "Let's eyes."
Ping An Life Insurance's selection of the rights and interests of account set up night time, since the establishment of six months can show that the company's investment strategy in August that the market's macroeconomic remained pessimistic view of the background, while corporate profits will not be the trend Change; at the same time the size of the non-real estate bubble and so on the remaining issues on the market, the growing impact of upstream sectors of the economy remained at a high point, the overall trend in the market for quite a long time in the future will not change. As the sales market, relatively cheap valuation, the management of the economic growth of more and more concerned about the high number of transactions and there will be an opportunity, will choose to increase their positions.
Life-life account of the progress this year, suffered heavy losses, but all the same last year, the best performance of the account. From the first nine months cumulative account performance, Series 1 and 2 series win over the accounts are open-end funds. In general, this year, the company's enterprise-type accounts and balance-of decreased account for open-end funds rate down to 70% and 50% of the market.
The company is currently on the market to determine the current underestimate the stock market has been in the region, underestimated the rate of about 20%, it is now entering long-term investors a good opportunity to cover positions or positions, "after all, no one can invest in the bottom of the risk of future lies in the fact that Will be at the bottom of a long, or at the bottom of it is really true that after the short-term investors that a rebound out, to miss the next bull market. "
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