A rate cut cycle into the market, how to adapt to the development of new insurance? Standard Life Heng from the reporters that, in view of the proceeds of insurance products by the end of the attention has been gradually enhanced, the company recently introduced a capital gains at the end of group-annuity products.
The people concerned, this is a universal-type products, in 2014 before the minimum guaranteed interest rate of 2.5% in 2014 from the end of each fiscal year announced a minimum guaranteed interest rate. In addition, the team may have to share the investment brought about by investment income. In addition, as applied to different financial situation of enterprises and individual employees, the insured may from time to time, not to pay a fixed premium, insurance companies will be adopted by the management system for enterprise employees and to pay the premium assigned to the different nature of the accounts clear Clear-cut management, to ensure that the rights of ownership of the funds. The insured can choose according to their own circumstances or in stages to receive a one-time pension.
It is understood that the reason is the product groups, corporations or corporate risk fancy needs - to survive against the backdrop of the macro environment has become increasingly worse, the employee benefits plan to improve the stability of the workforce has become a powerful tool. It is reported that due to unemployment insurance to provide advanced e-commerce systems, enterprise customers can easily and quickly, including the realization of inquiries, claims, information services and other changes. (MA)
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