November 17, the State Forestry Administration's "Forest of expanding domestic demand recovery and reconstruction" work arrangements at the meeting revealed, China's forest policy will be set up insurance system, improve the farmers against natural disasters.
State Forestry Administration Zhu Lieke, deputy director said, has been a central policy for the creation of the forest insurance system, the State Forestry Administration will be with the Ministry of Finance, the China Insurance Regulatory Commission and other departments to carry out special investigations on forest insurance is the subject, insurance, the premium amount, Premium rates and so on specific issues, as well as the forest into state-subsidized insurance standards, links, and other means of specific measures to the study.
Total capital of the State Forestry Secretary YAO Chang-tim said, because the forest is a weak industry, the risk of large, long the industry, there is no financial support from the insurance industry did not dare set foot in, can not set foot in, if there is financial support from the insurance system and establish a forest of trees Liang Fan system will improve the environment for the development of forestry, expand the financing community.
Freezing rain and snow at the beginning of serious disasters caused great loss of forest, but due to the lack of sound forestry insurance system, leading to the disaster facing the forestry production is difficult to spread the risk of loss, many of the farmers is difficult to restore forestry production, a considerable number of farmers loans on time can not be Not even from the repayment of bank loans.
People's Insurance Company of China in 1984 in Guilin for the first time to carry out a pilot forestry insurance. According to PICC P %26amp; C internal sources, at present, the People's Insurance Insurance carried out by the forestry insurance to cover the major large-scale forestry, forestry contractor of large commercial-based timber, the main responsibility for fire insurance, business model, in accordance with the basic operation of the business of insurance .
However, due to the complexity of insurance forestry, forestry unclear property rights and the lack of support for the forestry insurance policies and other reasons, as an important component of agriculture and forestry, and its insurance cover the establishment and perfection of the system is obviously lagging behind in agricultural insurance, forestry Insurance coverage is very low.
According to the People's Insurance Insurance sources, from 1984 to 2007, an average of 1,300 mu of forest cover, the insured percentage of forest area in China accounts for only 0.5 percent of the total plantation area of the preservation of 1.6 percent.
People's Insurance Group President Wu Yan said earlier that insurance should be included in the national forestry policy scope of the insurance premium subsidies from the central government in place to provide financial support to subsidize premiums.
However, a financial Chanxiangongsi a middle class that has been previously called for the insurance industry for a long time the agricultural insurance system has not yet catastrophic risk is the embryonic form of policy-oriented agricultural insurance system has not been established, forest insurance policy to the real need to implement a long时间.
"And similar agricultural insurance, even if government support for the forestry insurance, commercial insurance companies are also difficult to profit from them, only to focus on other profit on insurance." He said.
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